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SCB Personal Checking

A great selection of unique accounts created to fit your specific needs!  

Questions about which account is right for you? 

Stop by any branch today and one of our friendly, knowledgable Customer Service Representatives will be happy to help you assess your checking needs and wants to determine which account suits your situation best! 

CENTURY CHECKING

  • Checking free of monthly service fees
  • No minimum balance requirement
  • SCB Freedom Card (ATM/Debit) available
  • Free online banking, bill pay and e-delivered statements

     (Sweep transfer and overdraft fees may apply.)

REGULAR CHECKING

  • Monthly fee waived with monthly balances above $500
  • Monthly fee waived if you are 50+ years of age
  • Monthly service fee of $5 if balance requirement not met
  • SCB Freedom Card (ATM/Debit) available
  • Unlimited check writing privileges
  • Free online banking, bill pay and e-delivered statements

     (Sweep transfer and overdraft fees may apply.)

NOW CHECKING

  • Unlimited check writing privileges
  • Monthly service fee of $10 if balance requirement is not met
  • Free online banking, bill pay and e-delivered statements
  • Minimum daily balance requirement of $1,000 to waive monthly service fees
  • Monthly service fee waived if you are age 50+
  • SCB Freedom Card (ATM/Debit) available

     (Sweep transfer and overdraft fees may apply.)

CENTURY STUDENT CHECKING

  • Full-time students age 25 or under qualify
  • No monthly service fee
  • No minimum balance requirement
  • SCB ATM card available
  • Free High School checkbook cover (while supplies last)
  • High School checks available
  • First order of checks free
  • Free online banking, bill pay and e-delivered statements

     (Sweep transfer and NSF fees may apply.)

 IDEAL CHECKING

  • Account designed for high debit card usage
  • Free online banking, bill pay and e-delivered statements
  • SCB Freedom Card (ATM/Debit) available
  • Write 10 or fewer checks each month and your monthly fee is waived
  • Free notary service, and first order of checks free
  • Monthly fee of $8 applies if more than 10 checks are written

     (Sweep transfer and overdraft fees may apply.)

PREMIER 50 CHECKING

  • Must be 50 years of age or older to qualify
  • Maintain daily balance of $150 and monthly fee is waived
  • With a $10,000 SCB Certificate of Deposit monthly fee is waived
  • Monthly service fee of $7 if account falls below $150 minimum balance
  • SCB Freedom Card (ATM/Debit) available
  • Free bank-specified checks
  • Free online banking, bill pay and e-delivered statements
  • Free notary service
  • Unlimited check writing privileges

     (Limit one Premier 50 account per household.)
     (Sweep transfer and overdraft fees may apply.)

Let Sevier County Bank be your personal banking partner!

(All accounts require a minimum opening balance of $100. Sweep Transfer fee- $10. NSF fee- $30. Overdraft fee- $30.)

For more information on any of the accounts listed above, 
please give us a call or stop by any branch. 

Card Replacement Fee
There is a $5.00 fee for replacing lost or stolen cards.

Funds Availability Policy
Our general policy is to allow you to withdraw funds deposited in your account on the next business day after the day we receive your deposit.  Funds from electronic direct deposits will be available on the day we receive the deposit.  In some cases, we may delay your ability to withdraw funds beyond the next business day.  Then, the funds will generally be available by the second business day after the day of deposit.

Note:
All accounts have free access to the Teller Information Phone (TIP) by calling (865) 429-4636 and to SCB Online Banking via the internet by enrolling in the service.  

(Please keep in mind that when you open a new account with Sevier County Bank you will be asked to provide identifying information.  This is due to banking regulations that followed the attacks on 9-11.  We apologize in advance for any inconvenience this may cause you.  This identifying information however is essential for our records and beneficial to you the customer as it assists us in knowing you better and helps protect you from the ever increasing number of banking scams that involve identity theft.)
Equal Housing Lender
FDIC