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SCB Personal Savings Accounts

Who knows when you might need a little extra cash?  Prepare now!

Our Savings and Money Market Investment Accounts (MMIA) were designed to help you reach your savings goals- whether you're saving for a new car, college tuition for the kids or maybe just for a little something special for yourself...

REGULAR SAVINGS

  • Earn a competitive interest rate
  • $25 minimum to open
  • 4 Free withdrawals per quarter, additional withdrawals are $2 each
  • Free Online Banking
  • Free E-Statements

CENTURY MMIA

  • Interest set and paid on these balance tiers: $2,500+; $10,000+; $25,000+; and $50,000+
  • $2,500 minimum to open
  • First order of checks Free
  • Check writing privileges- Up to 6 Free per month
  • ATM withdrawals and in-person transactions unlimited
  • Monthly service fee waived with daily balance $2,500+ ($10 per month if balance falls below $2,500)
  • Phone transfers (subject to limit) are $1 per transfer
  • Free Online Banking
  • Free E-Statements

REGULAR MMIA

  • $100 minimum to open
  • Monthly service fee waived with daily balance $1,500+ ($10 per month if balance falls below $1,500)
  • Phone transfers (subject to limit) are $1 per transfer
  • Free Online Banking
  • Free E-Statements

(Sweep transfer fees and NSF fees may apply to the above listed accounts.  Sweep fee- $10.  NSF fee- $30.)
 

CHRISTMAS CLUB

  • Deposit anywhere from $1-$20 per week for 50 weeks
  • SCB will make your 51st deposit
  • October 31st- last day for deposits
  • Checks are issued mid-November, just in time for your holiday shopping!
  • Limit one Christmas Club account per person
  • Free automatic funds transfers from any SCB account
  • Note-51st deposit by SCB will be forfeited if account is closed at any time prior to check issuance

(All accounts require a minimum opening balance.)

For more information on any of the accounts listed above, 
please give us a call or stop by any branch. 

SCB Freedom Card (ATM/Debit) available for all accounts (excluding Christmas Club Accounts) when linked to a SCB checking account.

Card Replacement Fee
There is a $5 fee for replacing lost or stolen cards.

Funds Availability Policy
Our general policy is to allow you to withdraw funds deposited into your account on the next business day after the day we receive your deposit.  Funds from electronic direct deposits will be available on the day we receive the deposit.  In some cases, we may delay your ability to withdraw funds beyond the next business day.  Then, the funds will generally be available by the second business day after the day of deposit.

Note:  All accounts have free access to the Teller Information Phone (TIP) by calling (865) 429-4636 and to SCB Online Banking via the internet by enrolling in the service.  All accounts also have free automatic monthly transfers from any SCB account through online banking.

(Please keep in mind that when you open a new account with Sevier County Bank you will be asked to provide identifying information.  This is due to banking regulations that followed the attacks on 9-11.  We apologize in advance for any inconvenience this may cause you.  This identifying information however is essential for our records and beneficial to you the customer as it assists us in knowing you better and helps protect you from the ever increasing number of banking scams that involve identity theft.)
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